Dinner, Isaac et al. (2011)
Default decisions-prevalent and influential in areas varying from retirement program designs and organ donation policies to consumer choice. While past research has shown the reason for these no-action defaults mattering due to effort and implied endorsement, there is a dearth of this in relation to reference dependence, i.e. how the default choice can serve as a reference for determining whether the other choices will be positively or negatively evaluated. In the article, the researchers demonstrate how reference dependence can increase the effectiveness of default decisions.











































